/* "Find money → debt trajectory" simulator styles (self-contained). */
.fm{--line:#ddd9d3;--faint:#a69d94;--ink:#393432;--muted:#6d655e;--good:#4c8d6e;--goodD:#3c7359;--navy:#393432}
.fm-head{margin-bottom:6px}
.fm-eyebrow{font-size:11px;font-weight:800;letter-spacing:.6px;text-transform:uppercase;color:var(--faint)}
.fm-title{margin:4px 0 0;font-size:21px;font-weight:800;letter-spacing:-.2px}

/* two-column layout: chart + stats on the left, math + sources on the right */
.fm-cols{display:grid;grid-template-columns:minmax(0,1fr) 400px;gap:24px;align-items:start;margin-top:16px}
.fm-col-left,.fm-col-right{min-width:0}
@media(max-width:900px){.fm-cols{grid-template-columns:1fr}}

/* "The monthly math" — vertical equation panel (bigger fonts, standard font family). */
.fm-breakdown{--maroon:#a85440;--dkgreen:#3c7359;--blue:#5f7fa6;--self:#7c6ba0;margin-top:10px;
  background:var(--card,#fbfbf9);border:1px solid var(--line);border-radius:12px;padding:12px 18px 12px;box-shadow:0 1px 2px rgba(40,30,20,.05)}
.fm-bd-cap{font-size:13px;color:var(--faint);font-weight:500;margin-bottom:11px}
.fm-bd-cap b{font-family:var(--font-serif);font-size:17px;font-weight:600;color:var(--ink)}

/* condensed formula row — labels above, no boxes, single band (design_language_model_math).
   Align TOP so a factor with an adjustment below keeps its value on the shared baseline. */
.fm-formula{display:flex;align-items:flex-start;flex-wrap:nowrap;gap:0 4px;padding-bottom:11px;border-bottom:1px solid var(--line)}
.fm-f{display:flex;flex-direction:column;gap:5px;min-width:0}
.fm-bd-name{font-size:10px;font-weight:800;letter-spacing:.3px;text-transform:uppercase;color:var(--muted);
  white-space:nowrap;line-height:1;display:flex;align-items:center;gap:5px}
.fm-bd-name small{font-size:9.5px;font-weight:600;color:var(--faint);text-transform:none;letter-spacing:0}
.fm-f-line{display:flex;align-items:baseline;gap:4px}
.fm-bd-val{font-family:var(--font-serif);font-size:22px;font-weight:600;color:var(--ink);line-height:1;
  letter-spacing:-.4px;white-space:nowrap}
.fm-bd-val.is-auto{color:var(--maroon)}
/* operators: all standalone, bold, dropped to the same value-row axis (name 10px + gap 5px ≈ 15px) */
.fm-f-op{align-self:flex-start;margin-top:15px;font-size:19px;color:var(--muted);font-weight:800;padding:0 3px;line-height:1}
/* the result "evolves": a distinct blue attention flash when an option moves it */
.fm-f-result.fm-glow{animation:fmNetFlash .8s ease-out}
@keyframes fmNetFlash{0%,100%{filter:none}28%{filter:drop-shadow(0 0 7px rgba(95,127,166,.75))}}
/* color coding */
.fm-f-maroon .fm-bd-val{color:var(--maroon)}
.fm-f-blue .fm-bd-name{color:var(--blue)}
.fm-f-blue .fm-bd-val{color:var(--blue);border-bottom:2px solid rgba(95,127,166,.42);padding-bottom:1px}
.fm-f-green .fm-bd-val{color:var(--dkgreen)}
.fm-f-result .fm-bd-val b{font-family:var(--font-serif);font-size:23px;font-weight:600}
.fm-bd-dir{font-style:normal;font-size:10px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;margin-left:5px}

/* tap-to-edit values */
.fm-bd-val[data-edit]{cursor:pointer;transition:.12s}
.fm-bd-val[data-edit]:hover,.fm-bd-val[data-edit]:focus-visible{opacity:.7;outline:none}
.fm-bd-inp{display:inline-flex;align-items:baseline;gap:1px;font-weight:600;color:inherit;font-family:var(--font-serif)}
.fm-bd-inp input{width:118px;font-family:var(--font-serif);font-size:26px;font-weight:600;color:inherit;text-align:left;
  border:0;border-bottom:2px solid var(--self);padding:0 2px;background:transparent;outline:none;letter-spacing:-.4px}
.fm-bd-inp input.bad{border-bottom-color:#d64f4f}
.fm-edited{font-style:normal;font-size:9px;font-weight:800;letter-spacing:.3px;text-transform:uppercase;
  color:#5a4b78;background:#efecf5;border-radius:5px;padding:1px 5px;margin-left:5px;white-space:nowrap;vertical-align:middle}
.fm-bd-reset{flex:0 0 auto;width:17px;height:17px;border:0;background:none;
  color:var(--blue);font-size:12px;line-height:1;cursor:pointer;padding:0;transition:.12s}
.fm-bd-reset:hover{opacity:.65}

/* option chips (one per selected solution) inline before the value */
.fm-bd-chips{display:flex;gap:5px;flex-wrap:wrap;justify-content:flex-end}
.fm-chip{background:#e7f6ef;color:var(--dkgreen);border:1.5px solid #9cdcbe;border-radius:999px;
  font-size:12px;font-weight:800;padding:1px 9px;white-space:nowrap;box-shadow:0 1px 2px rgba(20,90,55,.12);
  animation:fmChipPop .42s cubic-bezier(.34,1.56,.64,1)}

/* spending-window caption */
.fm-bd-winrow{margin-top:14px;font-size:12.5px;color:var(--muted);font-weight:500}
.fm-bd-win{font-family:inherit;font-size:12.5px;font-weight:600;color:var(--ink);border:1.5px solid var(--line);
  border-radius:9px;padding:4px 8px;background:var(--card,#fbfbf9);cursor:pointer;margin-left:5px}

/* animations */
@keyframes fmGlow{0%{filter:drop-shadow(0 0 0 rgba(31,157,107,0))}22%{filter:drop-shadow(0 0 7px rgba(31,157,107,.8))}
  100%{filter:drop-shadow(0 0 0 rgba(31,157,107,0))}}
.fm-glow{animation:fmGlow .65s ease-out}
@keyframes fmChipPop{0%{transform:scale(.4);opacity:0}70%{transform:scale(1.18)}100%{transform:scale(1);opacity:1}}

@media (prefers-reduced-motion: reduce){
  .fm-bd-val[data-edit],.fm-bd-reset{transition:none}
  .fm-glow{animation:none}.fm-chip{animation:none}}

.fm-freed{font-size:14px;color:var(--muted);margin:12px 0 6px}
.fm-freed b{font-size:17px;color:var(--goodD);font-variant-numeric:tabular-nums}
.fm-freed-empty{color:var(--faint);font-weight:600}

.fm-chart{background:var(--card,#fbfbf9);border:1px solid var(--line);border-radius:14px;padding:11px 15px 11px;box-shadow:0 1px 2px rgba(40,30,20,.05)}
.fm-chart-title{font-family:var(--font-serif);font-size:15px;font-weight:600;color:var(--ink);margin:0 0 3px;text-align:center}
.fm-svg-wrap{width:100%}
.fm-svg{width:100%;height:auto;display:block}
.fm-grid{stroke:var(--line);stroke-width:1}
.fm-ax{fill:var(--faint);font-size:10px;font-weight:600}
.fm-endlbl{fill:var(--ink);font-size:10.5px;font-weight:700;font-variant-numeric:tabular-nums}
.fm-free-lbl{fill:var(--goodD);font-size:10.5px;font-weight:800;letter-spacing:.3px;text-transform:uppercase}
.fm-traj-end{font-variant-numeric:tabular-nums}
.fm-traj-end-k{font-size:10.5px;font-weight:700;letter-spacing:.2px}
.fm-traj-end-v{font-weight:800;font-size:13.5px}
/* chart footer: legend (left) + compact stats box (right), same baseline */
.fm-chart-foot{display:flex;align-items:flex-end;justify-content:space-between;gap:14px;margin-top:6px}
.fm-legend{display:flex;gap:16px;font-size:12px;color:var(--muted);font-weight:600;flex-wrap:wrap}
.fm-legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:middle}
.fm-legend i.dash{width:16px;height:0;border-top:2px dashed var(--faint);background:none !important;border-radius:0}
.fm-chart-stats{display:flex;gap:18px;align-items:flex-end}
.fm-cstat{display:flex;flex-direction:column;align-items:flex-end;line-height:1.12}
.fm-ck{font-size:10px;color:var(--faint);font-weight:700;text-transform:uppercase;letter-spacing:.4px}
.fm-cstat b{font-size:16px;font-weight:800;font-variant-numeric:tabular-nums}
.fm-cstat small{font-size:10.5px;color:var(--faint);font-weight:600}

.fm-stats{display:flex;gap:14px;margin:16px 0 6px;flex-wrap:wrap}
.fm-stat{flex:1;min-width:150px;background:var(--card,#fbfbf9);border:1px solid var(--line);border-radius:12px;padding:12px 14px}
.fm-stat .fm-k{display:block;font-size:11px;color:var(--faint);font-weight:700;text-transform:uppercase;letter-spacing:.4px}
.fm-stat b{display:block;font-size:20px;font-weight:800;margin-top:3px;font-variant-numeric:tabular-nums}
.fm-stat small{font-size:11.5px;color:var(--faint);font-weight:600}

/* find-money SOURCES accordion (each source expands to its mutually-exclusive solutions) */
.fm-opts{margin-top:18px}
.fm-opts-h{font-size:12px;font-weight:800;color:var(--ink);margin-bottom:11px;text-transform:uppercase;letter-spacing:.4px}
.fm-opts-h span{color:var(--muted);font-weight:600;text-transform:none;letter-spacing:0}
.fm-src-list{display:flex;flex-direction:column;gap:9px}
.fm-src{border:1.5px solid var(--line);border-radius:12px;background:var(--card,#fbfbf9);overflow:hidden;transition:border-color .15s}
.fm-src.open{border-color:#cfd4dd}
.fm-src-head{display:flex;align-items:center;gap:11px;width:100%;border:0;background:none;cursor:pointer;
  padding:13px 15px;font:inherit;text-align:left}
.fm-src-caret{flex:0 0 auto;color:var(--faint);font-size:12px;transition:transform .16s}
.fm-src.open .fm-src-caret{transform:rotate(90deg)}
.fm-src-label{flex:1;font-size:14.5px;font-weight:700;color:var(--ink)}
.fm-src-sum{flex:0 0 auto}
.fm-src-pill{font-size:11.5px;font-weight:800;color:var(--goodD);background:#e7f6ef;border:1.5px solid #b6e2cd;
  border-radius:999px;padding:2px 10px;white-space:nowrap}
.fm-src-body{display:none;padding:2px 14px 13px 36px;flex-direction:column;gap:8px}
.fm-src.open .fm-src-body{display:flex}
.fm-opt{display:flex;align-items:center;gap:12px;width:100%;border:1.5px solid var(--line);border-radius:10px;
  padding:11px 13px;cursor:pointer;background:var(--card,#fbfbf9);font:inherit;text-align:left;transition:.15s}
.fm-opt:hover{border-color:#bfe6d4}
.fm-opt.on{border-color:var(--good);background:#f2fbf7}
.fm-opt-radio{flex:0 0 auto;width:18px;height:18px;border:2px solid #c3c9d4;border-radius:50%;position:relative;transition:.15s}
.fm-opt.on .fm-opt-radio{border-color:var(--good)}
.fm-opt.on .fm-opt-radio::after{content:'';position:absolute;inset:3px;border-radius:50%;background:var(--good)}
.fm-opt-body{display:flex;flex-direction:column;gap:3px;flex:1;min-width:0}
.fm-opt-label{font-size:13.5px;font-weight:700;color:var(--ink)}
.fm-opt-chip{font-size:11.5px;font-weight:700;color:var(--goodD);background:#e7f6ef;border-radius:6px;padding:2px 8px;align-self:flex-start}

@media (prefers-reduced-motion: reduce){.fm-src,.fm-src-caret,.fm-opt,.fm-opt-radio{transition:none}}

/* ── redesign: chart → stats → HORIZONTAL math → sources ─────────────────── */
.fm .fm-chart{margin-top:12px}
.fm-stats{margin:16px 0 14px}
/* horizontal monthly-math strip */
.fm-bd-strip{display:flex;align-items:stretch;gap:8px;flex-wrap:wrap}
.fm-bd-box{flex:1 1 0;min-width:120px;display:flex;flex-direction:column;gap:5px;justify-content:center;
  padding:11px 13px;border-radius:12px;border:1.5px solid var(--line);background:var(--card,#fbfbf9);position:relative}
.fm-bd-box .fm-bd-name{font-size:10.5px;font-weight:800;letter-spacing:.3px;text-transform:uppercase;color:var(--muted)}
.fm-bd-box .fm-bd-val{font-size:20px;font-weight:800;color:var(--ink);line-height:1.1;white-space:nowrap;cursor:pointer}
.fm-bd-box .fm-bd-val.is-auto,.fm-bd-box .fm-bd-val[data-role]{cursor:default}
.fm-bd-strip .fm-bd-op{flex:0 0 auto;align-self:center;font-size:20px;font-weight:800;color:var(--faint)}
.fm-bd-maroon{border-color:#e6c4cc;background:#fdf6f8}
.fm-bd-maroon .fm-bd-val{color:var(--maroon)}
.fm-bd-green{border-color:#bfe6d4;background:#f2fbf7}
.fm-bd-green .fm-bd-val{color:var(--dkgreen)}
.fm-bd-result{border:2px solid var(--ink)}
.fm-bd-start .fm-bd-val{font-size:22px}
.fm-edited,.fm-moved{display:block;font-size:10px;font-weight:800;letter-spacing:.2px;margin-top:2px}
.fm-edited{color:var(--self)} .fm-moved{color:var(--dkgreen)}
.fm-bd-dir{display:block;font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.4px;margin-top:2px}
@media(max-width:640px){.fm-bd-strip .fm-bd-op{display:none}.fm-bd-box{flex-basis:44%}}

/* jiggle a number when options move it; flash its box (fm-glow reused) */
@keyframes fmJiggle{0%{transform:scale(1)}25%{transform:scale(1.18) rotate(-1.5deg)}
  55%{transform:scale(.96) rotate(1deg)}100%{transform:scale(1)}}
.fm-jiggle{display:inline-block;animation:fmJiggle .5s ease-out}
@media(prefers-reduced-motion:reduce){.fm-jiggle{animation:none}}

/* option row: editable amount + the flag trace */
.fm-opt{align-items:center}
.fm-opt-money{margin-left:auto;font-size:13px;font-weight:800;color:var(--dkgreen);white-space:nowrap}
.fm-opt-amt{display:inline-block;min-width:34px;border-bottom:1.5px dashed #bcd9cb;padding:0 2px;cursor:text;outline:none}
.fm-opt-amt:focus{background:#e7f6ef;border-radius:4px;border-bottom-color:var(--dkgreen)}
.fm-opt-from{display:block;font-size:11px;color:var(--faint);font-weight:600;margin-top:2px;line-height:1.35}

/* option provenance: amount-kind tag + the catalog "how" line */
.fm-opt-moneywrap{margin-left:auto;display:flex;flex-direction:column;align-items:flex-end;gap:3px;flex:0 0 auto}
.fm-opt-money{margin-left:0}
.fm-opt-tag{font-size:9.5px;font-weight:800;letter-spacing:.2px;text-transform:uppercase;padding:2px 6px;border-radius:5px;white-space:nowrap}
.fm-opt-tag.meas{color:var(--navy2);background:#eef0f3}
.fm-opt-tag.rough{color:#8a5a00;background:#fdf3e2}
.fm-opt-tag.your{color:var(--dkgreen);background:#e7f6ef}
.fm-opt-how{display:block;font-size:11px;color:var(--muted);margin-top:3px;line-height:1.4}

/* two columns: graph/math LEFT, interactive sources RIGHT */
.fm-cols2{display:grid;grid-template-columns:minmax(0,1fr) 380px;gap:22px;align-items:start;margin-top:12px}
.fm-left,.fm-right{min-width:0}
/* the visualization column is held STATIC — as the coach scrolls, only the options (right) move.
   No inner scrollbar: the compacted chart + monthly-math are sized to fit the viewport. */
.fm-left{position:sticky;top:12px;align-self:start}
@media(max-width:940px){.fm-cols2{grid-template-columns:1fr}.fm-left{position:static}}
/* source groups — two clearly-distinct sets of questions */
.fm-group{margin-bottom:20px}
.fm-group-h{font-family:var(--font-serif);font-size:20px;font-weight:600;letter-spacing:-.1px;color:var(--ink);margin:0 0 10px;position:relative;padding-right:34px}
/* coach's "add your own" (+) + inline form */
.fm-add-src{position:absolute;top:-2px;right:0;width:28px;height:28px;border:1px solid var(--line);border-radius:8px;
  background:var(--card,#fbfbf9);color:var(--muted);font-size:16px;line-height:1;cursor:pointer;font-family:var(--font-sans);
  display:flex;align-items:center;justify-content:center;transition:.12s}
.fm-add-src:hover{border-color:var(--step-now);color:var(--step-now)}
.fm-add-form{margin:0 0 10px;padding:12px;border:1.5px dashed var(--line);border-radius:11px;background:var(--card,#fbfbf9);
  display:flex;flex-direction:column;gap:9px}
/* an explicit `display` overrides the `hidden` attribute, so the empty box showed until ＋ was clicked */
.fm-add-form[hidden]{display:none}
.fm-add-title{font-family:inherit;font-size:14px;font-weight:600;border:1px solid var(--line);border-radius:8px;padding:8px 10px;background:var(--card,#fff)}
.fm-add-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap;font-size:13px;color:var(--muted)}
.fm-add-amtlab{font-weight:700;color:var(--muted);letter-spacing:.2px}
.fm-add-amtwrap{display:inline-flex;align-items:center;gap:3px;border:1px solid var(--line);border-radius:9px;
  padding:6px 11px;background:var(--card,#fff);transition:.15s}
.fm-add-amtwrap:focus-within{border-color:var(--step-now);box-shadow:0 0 0 3px rgba(60,110,90,.10)}
.fm-add-cur{font-weight:800;color:var(--muted);font-size:15px}
.fm-add-amt{width:74px;font-family:inherit;font-size:16px;font-weight:800;border:none;outline:none;background:transparent;
  padding:0 1px;text-align:right;color:var(--ink)}
.fm-add-amt::-webkit-outer-spin-button,.fm-add-amt::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.fm-add-amt{-moz-appearance:textfield;appearance:textfield}
.fm-add-per{font-weight:600;color:var(--muted);font-size:13px;margin-left:2px}
.fm-add-note{font-family:inherit;font-size:13px;border:1px solid var(--line);border-radius:8px;padding:8px 10px;min-height:42px;resize:vertical;background:var(--card,#fff)}
.fm-add-actions{display:flex;gap:8px}
.fm-add-save{border:1px solid var(--espresso,#393432);background:var(--espresso,#393432);color:#fff;font-family:inherit;font-weight:700;font-size:13px;padding:7px 15px;border-radius:9px;cursor:pointer}
.fm-add-cancel{border:1px solid var(--line);background:var(--card,#fff);color:var(--muted);font-family:inherit;font-weight:700;font-size:13px;padding:7px 12px;border-radius:9px;cursor:pointer}
.fm-group-h span{display:block;font-family:var(--font-sans);font-size:11.5px;font-weight:600;letter-spacing:0;text-transform:none;color:var(--faint);margin-top:3px}
.fm-group-body{display:flex;flex-direction:column;gap:9px}
/* "From your conversation" waiting state — the spinning compass while the API call is out */
/* "Places to Find Money" loading — a spinning compass (case + needle) while the skill reasons */
.fm-convo-loading{display:flex;flex-direction:column;align-items:center;gap:14px;padding:34px 14px;
  border:1.5px dashed var(--line);border-radius:12px;background:var(--card,#fbfcfe)}
.fm-compass-load{position:relative;width:64px;height:64px;flex:0 0 auto}
.fm-compass-load img{position:absolute;inset:0;width:100%;height:100%;user-select:none;-webkit-user-drag:none}
.fm-compass-load-needle{transform-origin:50% 50%;animation:fm-spin 2s linear infinite}
@keyframes fm-spin{to{transform:rotate(360deg)}}
.fm-convo-phrase{font-size:13px;font-weight:600;color:var(--muted)}
.fm-convo-empty{padding:14px;font-size:13px;color:var(--faint);border:1.5px dashed var(--line);border-radius:12px}

/* sequential build reveal (playBuild) */
.fmb-t{transition:opacity .45s ease}
.fm-formula > *{transition:opacity .4s ease,transform .5s cubic-bezier(.22,1,.36,1)}
.fm-formula > *.fmb-rise{opacity:0;transform:translateY(12px)}
/* the legend gets its own little box (per the build spec) */
.fm-legend-slot{border:1px solid var(--line);border-radius:9px;padding:5px 10px;background:var(--card,#fbfbf9)}
/* Change / month pushed to the right edge, right-aligned (separation from Monthly payment) */
.fm-f-result{margin-left:auto;align-items:flex-end}

/* ── non-negotiable options: held fixed, not cut (Phase 2) ── */
.fm-group[data-group="fixed"] .fm-group-h{color:var(--muted)}
.fm-opt.locked{cursor:default;background:#f7f8fa;border-color:var(--line);border-style:dashed;opacity:.85}
.fm-opt.locked:hover{border-color:var(--line)}
.fm-opt-radio.lock{border:0;width:auto;height:auto;font-size:13px;line-height:1;display:flex;align-items:center;justify-content:center;filter:grayscale(.2)}
.fm-opt.locked .fm-opt-label{color:var(--muted)}
.fm-opt-money.held{color:var(--faint);font-weight:700;font-size:12.5px;white-space:nowrap}
.fm-opt.locked .fm-opt-from{color:var(--warn)}

/* eval-mode: helpful / not-helpful / wrong on each money suggestion (reuses the flags-page .rbtn) */
.fm-fb{display:flex;align-items:center;flex-wrap:nowrap;gap:7px;padding:4px 12px 10px 40px}
.fm-fb .rbtn{padding:5px 11px;font-size:12px;white-space:nowrap}

/* Sideline — a suggestion is wrong; remove it (undoable). Sits as a quiet link at the BOTTOM of the
   suggestion card, not a chunky button on the side. */
.fm-opt-row{display:flex;flex-direction:column}
.fm-opt-row .fm-opt{width:100%}
.fm-opt-sideline{align-self:flex-end;margin:1px 2px 2px;border:none;background:transparent;
  color:var(--muted);font:inherit;font-size:11px;font-weight:600;padding:2px 6px 3px;line-height:1.4;
  cursor:pointer;white-space:nowrap;transition:.15s;letter-spacing:.2px;opacity:.65}
.fm-opt-sideline::before{content:"✕ ";font-weight:700}
.fm-opt-sideline:hover{color:#b4443a;opacity:1;text-decoration:underline}
.fm-sidelined{display:flex;align-items:center;flex-wrap:wrap;gap:7px;margin-top:12px;
  padding-top:11px;border-top:1px dashed var(--line)}
.fm-sl-h{font-size:11px;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:.4px}
.fm-sl-item{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line);background:#faf9f7;
  color:var(--muted);font:inherit;font-size:12px;border-radius:8px;padding:5px 10px;cursor:pointer;
  transition:.15s;text-decoration:line-through;text-decoration-color:#cfc9c0}
.fm-sl-item:hover{border-color:#bfe6d4;color:var(--ink);background:#f2fbf7;text-decoration:none}
.fm-sl-undo{font-size:11px;font-weight:700;color:var(--good);text-decoration:none;letter-spacing:.2px}